Our Process

Income

• 2 most recent payslips (most recent within 6 weeks from today’s date)
• 2 most recent years personal tax returns with ATO notice of assessment
• 2 most recent years tax returns & financial statements for all companies and trusts
• Evidence of rental income for each investment property ( lease agreement, agent statement, or letter from real estate confirming what expected rental will be)
• Evidence of any government benefit via most recent letter from centrelink

The more information we have, the easier the process becomes – if you believe that providing extra documents will help, please do so.
For Example – providing your last yearly group certificate from work will reflect overtime and bonuses where as a regular payslip may not.
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Savings and Evidence of Funds to Complete

• 3 months savings statements (to within a week of today’s date)
• Most recent statement showing sufficient funds to complete the purchase

Business

• Last 12 months ATO tax portal statement (income tax accounts and integrated client accounts)
• Most recent 12 months loan statements on any loans being re-financed (to within 1 month of today’s date)
• Most recent 12 months trading account statements (to within 1 month of today’s date)

Re-financing

• Most recent 6 months loan statements on any loans being re-financed (to within 1 month of today’s date)
• Most recent 3 months of credit card statements for any credit cards being re-financed (to within 1 month of today’s date)

Debt statements (if not being re-financed)

• Most recent loan statement for each loan disclosed on your questionnaire
• Most recent credit card statement for each credit card disclosed on your questionnaire

Superannuation Statements

• Most recent superannuation statement for each Applicant

Identification

• Copy of Drivers Licence (front & back) for each applicant or guarantor and or Australian Passport
• Copy of Medicare Card for each applicant or guarantor

Property

• Copy of signed purchase contract. Most recent rates notice on any properties owned

When all information has been received, the following appointment options are available:

• Face to Face – I will contact you to schedule our first meeting at a time & place convenient to both parties.
• Online Meeting – I will contact you to schedule our first meeting using Skype video conference.
• Phone and Email – If phone and email is your preferred option, I will contact you to schedule our first meeting by phone.

Income

• 2 most recent payslips (most recent within 6 weeks from today’s date)
• 2 most recent years personal tax returns with ATO notice of assessment
• 2 most recent years tax returns & financial statements for all companies and trusts (including the SMSF if established)
• Evidence of rental income for each investment property ( lease agreement, agent statement, or letter from real estate confirming what expected rental will be)
• Evidence of any government benefit via most recent letter from centrelink

The more information we have, the easier the process becomes – if you believe that providing extra documents will help, please do so.
For Example – providing your last yearly group certificate from work will reflect overtime and bonuses where as a regular payslip may not.

Savings and Evidence of Funds to Complete

• Most recent 12 months superannuation statements from incumbent provider (if it still has to be rolled over to the new SMSF)
• Last 12 months ATO tax portal statement (income tax accounts and integrated client accounts)

Re-financing

• Most recent 12 months loan statements on any loans being re-financed (to within 1 month of today’s date)

Debt statements (if not being re-financed)

• Current month loan statement for each loan disclosed on your questionnaire
• Current month credit card statement for each credit card disclosed on your questionnaire

Identification

• Copy of SMSF Trust Deed
• Copy of Bare Trust Deed
• Copy of the Registration Certificate for each company
• Copy of Drivers Licence (front & back) for each applicant or guarantor and or Australian Passport
• Copy of Medicare Card for each applicant or guarantor

Property

• Copy of signed purchase contract
• Most recent rates notice on any properties owned

When all information has been received, the following appointment options are available:

• Face to Face – I will contact you to schedule our first meeting at a time & place convenient to both parties.
• Online Meeting – I will contact you to schedule our first meeting using Skype video conference.
• Phone and Email – If phone and email is your preferred option, I will contact you to schedule our first meeting by phone.

Income

• 2 most recent years personal tax returns with ATO notice of assessment
• 2 most recent years tax returns & financial statements for all companies and trusts
• Evidence of rental income for each investment property ( lease agreement, agent statement, or letter from real estate confirming what expected rental will be)
• Evidence of any government benefit via most recent letter from centrelink

The more information we have, the easier the process becomes – if you believe that providing extra documents will help, please do so.
For Example – providing your last yearly group certificate from work will reflect overtime and bonuses where as a regular payslip may not.

Existing Accounts

• Most recent statement showing sufficient funds to complete the purchase
• Current month Trading Account statements

Business Loans

• Last 12 months ATO tax portal statement (income tax accounts and integrated client accounts)
• Most recent 12 months loan statements on any loans being re-financed (to within 1 month of today’s date)
• Most recent 12 months trading account statements (to within 1 month of today’s date)

Consumer Loans

• Most recent 6 months loan statements on any loans being re-financed (to within 1 month of today’s date)
• Most recent 3 months of credit card statements for any credit cards being re-financed (to within 1 month of today’s date)

Debt statements (if not being re-financed)

• Current month loan statement for each loan disclosed on your questionnaire
• Current month credit card statement for each credit card disclosed on your questionnaire

Superannuation Statements

• Most recent superannuation statement for each Applicant

Identification

• Certificate of Registration of a Company for each Company applicant or guarantor
• Copy of Trust Deed for each Trust applicant or guarantor
• Copy of Drivers Licence (front & back) for each Individual applicant or guarantor
• Copy of Australian Passport for each Individual applicant or guarantor
• Copy of Medicare Card for each Individual applicant or guarantor

Property

• Copy of signed purchase contract
• Most recent rates notice on any properties owned

When all information has been received, the following appointment options are available:

• Face to Face – I will contact you to schedule our first meeting at a time & place convenient to both parties.
• Online Meeting – I will contact you to schedule our first meeting using Skype video conference.
• Phone and Email – If phone and email is your preferred option, I will contact you to schedule our first meeting by phone.

Asset Details

• Purchase Contract or Quote
• Tax Invoice

Income

• 2 most recent years tax returns & financial statements for all companies and trusts

Business Documents

• Most recent BAS statement
• Last 12 months ATO Portals

Identification

• Copy of Drivers Licence (front & back) for each applicant or guarantor and or Australian Passport
• Copy of Medicare Card for each applicant or guarantor

Property

• Most recent rates notice on any properties owned